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What exactly is a cash advance?

A cash advance is a great way to get assistance with short-term financial problems. This type of loan is easily paid back on your next payday, and can help you avoid accruing late fees. Our cash advances can be applied for online, and our simple application process ensures that you will get your money as fast as possible.

What can I do with my cash advance?

Cash advances can be used in any way you like. Use the money you borrow to solve a crisis or finance an opportunity. The options are endless!

How much money can I borrow?

The amount you can initially borrow from depends on your personal application. In general, you can receive loans up to $1000, but if you borrow and successfully repay your loan, it is possible to borrow more in the future.

How do you determine the fees I pay?

The fees we charge are in accordance with other similar services, and are always within the confines of both state and federal laws. Our fees generally fluctuate between $25-$30 for each $100 dollars you borrow. However, the actual amount of your fee will depend on the lender you are matched with, as well as how much money you choose to borrow.

What do I need to do in order to qualify for a cash advance? has devised a unique application process to help address your needs quickly. In order to qualify for one of our loans, it isn't necessary to have good credit. Our only requirements are that you have a job or source of income that provides you with a minimum of $1000 month. It is also necessary that you be a U.S. Citizen who is at or over the age of 18. Your bank account must also be equipped with direct deposit, since this is the safest and fastest way to make your money available to you!

How do I get started?

Our application procedure is simple and straightforward, and can be filled out easily on our website. After you have submitted your application, we immediately begin your approval process, and work diligently to inform you of your status.

What kinds of things do I need to tell you in order to get a loan?

Because we have streamlined the traditional loan process, the information we need from you can all be provided online. Simply inform us of your name and address, as well as your job details and account information. Other than that, all we ask is for some sort of picture identification!

Will my private information be safe?

We at understand the danger of identity theft and fraud, and so we work hard to keep your personal information confidential and secure. In order to do this we use modern and efficient encryption technology, which means the information that passes from your computer to our server is always safe and sound.

Do you charge a fee for submitting an application? makes a commitment to serving your needs the best that we can. As a result, we never charge you for filling out one of our applications.

If I submit a request form, do I have to take out a loan?

Filling out a request form does not in any way bind you to take out a loan. It simply lets our staff know that you are interested in discussing your lending options. Feel free to ask your personal representative about any concerns or questions you may have regarding our service before formally agreeing to the conditions of your loan.

Is it necessary for me to be a home owner in order to get an advance?

Whether you rent or own your home, it does not affect your eligibility for a payday loan. Receiving one of our cash advances isn't dependent on your status as a home owner.

Is it possible to get two advances at once?

It is never possible to receive more than one loan at a time. However, as soon as you have repaid your initial loan, you are more than welcome to ask for another.

Will you check references, or speak to employers?

Our lenders believe in the sanctity of your privacy, and so do not contact anyone about your situation. We understand that your reputation at work is sensitive, and will never do anything to jeopardize your personal information.

Do I have to have direct deposit?

It is absolutely necessary that your account be equipped with direct deposit features. This method of transmitting money is the safest and fastest way for us to get you your cash.

When can I access my advance?

It takes as little as 30 minutes for us to review your application and get back to you. After you discuss the details of your cash advance with one of our staff members, you can expect to receive your money in one business day. Also, we will work with you to ensure that you can meet your payment deadline without any future financial mishaps.

How can I tell when my loan is approved?

As soon as your loan is approved, you will be sent an email from one of our lenders. We maintain the power to change your approval rating until the moment when your money is in the bank. This will happen if new details about your application are found.

When will I need to pay back my loan?

In general, your loan will be due on your following payday. This could mean anywhere from 8 to 25 days after you take out your initial loan. Because every state utilizes different mandates about due dates, this does depend on your location.

Is it possible for me to pay my loan back in advance?

If you discover that you will be able to refund your loan before the scheduled due date, by all means contact us. Doing so could mean receiving a partial refund of some of your loan fees!

What if I can't repay my loan on time?

Should it become apparent that you will not be able to repay your loan in time; there are some options for you to consider. It might be possible for you to receive an extension, but you can also pay the finance fee only, or the finance fee and a portion of the principle by the date in your agreement. With this in mind, it is always recommended that you try to pay the full amount of your loan by the due date.

Is there a limit to the number of loans I can take out?

Our service is always on hand to provide you with financial help for those sudden expenses which arise between paychecks. It is important to keep in mind, though, that the loans we provide are not meant to deal with regular financial lacks, but rather for immediate and unanticipated expenses.