Online Payday Loans for Bad Credit
Unexpected expenses before your next paycheck can leave you needing cash fast. If you are facing surprise bills like repairs or medical costs, a payday loan may be able to help. These short-term, unsecured loans can provide you with funds quickly. Bad credit or no credit may not preclude you from receiving a loan.
GreenStarCash works hard to match you with one of our 100+ lenders, nearly guaranteeing you loan approval. Loans of up to $1,000 are possible depending on your state of residence. All that is required is that you complete our quick and easy application. Most borrowers can expect their money as soon as the next business day.
Do You Offer Online Payday Loans for People With Bad Credit With Guaranteed Approval?
When you apply with us, payday loans for bad credit are possible. Many of the lenders we work with offer payday loans for people with bad credit, but no loan can be one-hundred percent guaranteed.
Our lenders will perform a soft credit check. Unlike a hard credit check, this type of pull won’t damage your credit score further. It will only be available to you on your credit history. The soft credit report is used to review your basic information and your borrowing history.
Though bad credit payday loans with guaranteed approval do not exist, your chances of securing a loan are much higher when you apply with us versus applying to lenders directly. Many of our lenders place a higher value on the borrower’s ability to repay the loan rather than their credit score.
Are You a Direct Lender? I Am Looking For a Bad Credit Payday Loan From Direct Lenders Only.
We are not a direct lender, we are a matching service. We do not make loan decisions or provide funding. However, if you are seeking online payday loans for bad credit it can be beneficial to apply with us instead of applying to lenders individually.
We partner with more than one hundred direct lenders. Each of these lenders has been carefully vetted to ensure they follow regulated marketing practices, only extend real loan offers, and practice fair lending.
The eligibility criteria each lender uses may vary. If one lender does not approve your loan, we will continue forwarding your application until a successful match is made. This increases your likelihood of securing cash fast.
After you are matched with a lender, they take on the fees for finding them a borrower. There is no difference in cost to you. You will work with only one lender for the entire process and will never have to deal with a middleman.
What Do I Need to Be Eligible for a Bad Credit Payday Loan?
Our eligibility criteria are straightforward. Payday loans typically have fewer requirements, increasing your chances of being approved for a loan. To apply for a payday loan you must:
- Be 18 years or older
- Be a legal US citizen
- Have a current, stable employment
- Have a checking account older than one month
- Have a working phone number
- Have a working email address
If you meet the above requirements you can apply for an online payday loan today.
What Is Your Application Process?
Applying online is easy and quick. The detailed steps below will guide you through the process, from applying to finalizing the agreement, and finally repaying your loan.
- Fill out the short form on our website to submit your application.
- Your loan request and application will be forwarded to one of our lenders. Should they deny your request, we will continue sending your application to our direct lenders until you will find one who is ready to approve your loan.
- When you are matched with a lender you will be directed to their website. Here you can verify your information and review the terms and rates of the loan before signing the agreement. You will need to e-sign both the loan agreement and an ACH authorization. This will allow the lender to withdraw the loan amount from your checking account upon repayment.
- For those who meet certain criteria, the lender may request a copy of your most recent pay stub or bank account statement. They will reach out to you directly if this information is needed.
- Once signing is complete, you can expect your cash deposit within the next business day.
- When the agreed-upon repayment date arrives, your lender will attempt to withdraw the loan amount and any applicable fees from your account. A successful withdrawal means your loan is considered repaid.
Will I Get My Bad Credit Payday Loan the Same Day I Apply?
When you apply for an online payday loan, a same-day deposit is possible. Following the steps below increases your chances of receiving cash the same day you apply.
- Apply on a weekday that is not a holiday or a non-banking day
- Receive application approval before the cut-off time (usually 11:30 AM)
If you do not see a deposit on your account on the same day you applied, you can likely expect your money first thing in the morning on the next business day.
Have Bad Credit but Need a Small Cash Loan Fast? We Can Help.
If you want cash fast, one of our bad credit payday loans may be able to provide you with the money you need. Our partnership with 100+ lenders means there is likely one ready to approve your loan despite your less than stellar credit report.
Applying online using our simple and quick form usually results in nearly instant loan approval and a deposit within one business day. If you need cash faster, consider applying in person at the nearest payday loan store.