Payday Loans in Colton, California
If all you need is a briefer window of time between paychecks to cover bills, you might qualify to receive a payday loan in Colton, California.
To learn more about the payday advance application process and see if it could be a viable option for you, get answers below.
What Is a Payday Loan?
A payday advance is a cash advance for short-lived support to hold you over until the next paycheck. These payday advances typically range between $100 and $1,000. In California, though, the biggest amount that can be offered is $300. There is no smallest amount rule.
What Can I Use a Payday Loan For?
A payday loan can be used on almost anything - utility expenses, medical emergencies, car repairs, and a great deal more!
Will Payday Lenders Review My Credit?
If you're searching for cash payday loans in Colton, California, with no credit check, you need to grasp the difference between a hard credit inquiry and a soft credit inquiry. Many lenders won't check your credit score with the nation's most popular three credit bureaus, but they will complete a soft credit inquiry.
A soft check usually includes identifying your credit score in addition to some other basic information.
What If I Have Poor Credit?
California poor credit payday loans do happen, but they are never guaranteed. Though your credit score will play a role in determining whether or not you qualify for a cash advance, it's not the only piece of information considered. Lenders might be open to discount bad credit because what matters more is proof of long-time employment with a regular income source as this truly shows whether you can or can't satisfy your loan.
What are the Requirements in Colton, CA, to Get a Payday Advance Loan?
There are certain eligibility standards you must meet in order to qualify for a cash advance in Colton, CA.
- You must be 18+ and a legal US resident with a valid ID
- You must possess a steady source of income
- You must have an active checking account
- You will need a valid email address, working phone number
- All transactions must be outlined in a legal contract
- You can't have filed for bankruptcy
What are the Charges and Regulations Associated with Colton, California, Payday Loans?
When obtaining your cash advance loans in Colton, California, you can assume the following costs and regulations:
- Finance costs cannot exceed a rate of 15% per every $100 loaned
- Largest loan of $300
- Greatest term is 31 days
What is the Standard Interest Rate on Cash Advance Loans in Colton, CA?
Cash advance loans in California have a standard interest rate of 460%.
I reside in Colton, California. When Can I Get My Money?
It depends on who your lender is. You can apply online on our website to get matched with a lending partner, many of which will attempt to provide same-day payday loans. Although, generally you can expect to receive your money in your checking account the next business day.
Where Can I Get Payday Loans in Colton, California?
You can see about getting cash advance loans from direct lenders or use an online matching service to help you with finding the right lender.
Here at GreenStarCash, we sort through our network of payday loan lending partners to match you with the lender who is most willing to approve you quickly. In just as little as a minute, you could know if you're approved and be one step closer to a payday advance loan.
If you're interested in Colton, CA, direct cash advance lenders, check out the list down below to find a lending option that suits your needs.
Payday Loan Direct Lender Companies in Colton, CA
Below you will find a full list of payday loan storefronts in Colton, California. If you can’t find a local lender in Colton, consider applying in a nearby city in California. If you would prefer to apply for a payday loan online instead, please fill in the short form at the top.
If there are very few local lenders in Colton, you can apply for a payday loan online on our website. Alternatively, consider finding a suitable payday loan lender in a nearby city.