Payday Loans in Folsom, California
If all you require is a briefer window of time between paychecks to cover expenses, you might qualify to get a payday advance in Folsom, California.
To learn more about the cash advance application process and see if it could be a viable option for you, get answers below.
What Is a Payday Advance?
A payday loan is a cash advance for short-lived help to hold you over until the next payday. These cash advances usually vary between $100-1,000. In California, though, the highest amount that can be given is $300. There is no least amount rule.
What Can I Use a Payday Cash Loan For?
A payday advance can be used on just about anything - utility expenses, medical bills, car repairs, and lots more!
Will Payday Lenders Check My Credit?
If you're searching for payday loans in Folsom, CA, with no credit check, you need to comprehend the difference between a hard check and a soft check. A great deal of lenders won't review your credit score with the country's largest three credit agencies, however they will run a soft credit inquiry.
A soft credit pull typically consists of identifying your credit score in addition to some other general information.
What If I Have Less Than Stellar Credit?
California bad credit cash advance loans are possible, but they are never promised. Though your credit score will affect deciding whether or not you satisfy the criteria for a payday advance, it's not the only piece of information considered. Lenders might be open to overlook bad credit because what impacts them more is evidence of long-time employment with a consistent income source as this truly shows whether you can or can't satisfy your loan.
What are the Eligibility Standards in Folsom, CA, to Get a Payday Loan?
There are certain eligibility standards you must meet in order to qualify for a payday advance in Folsom, California.
- You must be 18 or older and a legal US resident with proof of ID
- You must have a regular source of income
- You must have an active checking account
- You will need a valid email address, valid phone number
- All agreements must be detailed in a legal contract
- You can't have ongoing bankruptcy
What are the Costs and Rules Associated with Folsom, California, Payday Advance Loans?
When receiving your payday loans in Folsom, California, you can predict the following costs and rules:
- Finance costs cannot exceed a rate of 15% on every $100 loaned
- Maximum loan of $300
- Greatest term is 31 days
What is the Standard Interest Rate on Payday Advance Loans in Folsom, California?
Cash advance loans in California come with an average interest rate of 460%.
I live in Folsom, California. When Can I Expect My Funds?
It depends on who your lender is. You can submit an application online on our website to get matched with a lending partner, many of which will attempt to provide same-day cash advance loans. However, typically you can expect to see your deposit in your bank account the next business day.
Where Can I Submit an Application for Cash Advance Loans in Folsom, CA?
You can look into payday advance loans from direct lenders or rely on an online matching service to help you with finding the best lender.
Here at GreenStarCash, we scrutinize our network of cash advance lending partners to connect you with the lender who is most willing to approve you immediately. In just as little as sixty seconds, you could see if you're approved and be headed towards a payday loan.
If you're looking for Folsom, CA, direct payday loan lenders, look at the list beneath to discover a lending option that meets your needs.
Payday Loan Direct Lender Companies in Folsom, CA
Below you will find a full list of payday loan storefronts in Folsom, California. If you can’t find a local lender in Folsom, consider applying in a nearby city in California. If you would prefer to apply for a payday loan online instead, please fill in the short form at the top.
If there are very few local lenders in Folsom, you can apply for a payday loan online on our website. Alternatively, consider finding a suitable payday loan lender in a nearby city.