Payday Loans in Lakewood, California
If all you need is a briefer window of time between paychecks to get by, you may qualify to receive a payday loan in Lakewood, California.
To find out more about the payday loan application process and see if it could be a quick fix for you, get answers below.
What Is a Cash Advance?
A payday advance is a cash advance for short-lived help to see you through until the next paycheck. These payday advances often span between $100 and $1,000. In California, though, the largest amount that can be loaned is $300. There is no least amount criteria.
What Can I Use a Cash Advance For?
A cash payday loan can be used on just about anything - utility expenses, medical emergencies, car repairs, and much more!
Will Payday Lenders Check My Credit?
If you're searching for payday loans in Lakewood, CA, with no credit check, you have to grasp the difference between a hard check and a soft check. Many lenders won't check your credit history with the country's biggest three credit bureaus, however they will complete a soft credit inquiry.
A soft credit pull usually consists of showing your credit score along with some other general information.
Suppose I Have Poor Credit?
California bad credit cash advance loans are possible, but they are never promised. While your credit score will affect determining whether or not you satisfy the criteria for a payday advance, it's not the only piece of information considered. Lenders may be open to ignore bad credit because what matters more is proof of ongoing employment with a stable income source as this conclusively proves whether you can or can't satisfy your loan.
What are the Criteria in Lakewood, California, to be Approved for a Payday Loan?
There are certain eligibility standards you must satisfy in order to qualify for a payday loan in Lakewood, California.
- You must be 18 or older and a legal US citizen with a valid ID
- You must have a stable source of income
- You must have an active checking account
- You will need a working email address, active phone number
- All transactions must be indicated in a legal contract
- You can't be in bankruptcy
What are the Fees and Rules Concerning Lakewood, CA, Payday Loans?
When getting your payday loans in Lakewood, California, you can predict the following costs and regulations:
- Finance fees cannot be greater than a rate of 15% for every $100 loaned
- Largest loan of $300
- Maximum term is 31 days
What is the Average Interest Rate on Payday Advance Loans in Lakewood, CA?
Payday advance loans in CA have a standard interest rate of 460%.
I reside in Lakewood, California. When Can I Receive My Money?
It revolves around who your lender is. You can apply online on our website to get matched with a direct lender, most of which will offer same-day payday loans. Although, typically you can expect to see your funds in your bank account the next business day.
Where Can I Get Paycheck Advance Loans in Lakewood, California?
You can see about getting cash advance loans from direct lenders or use an online matching service to assist you with finding the right lender.
Here at GreenStarCash, we sort through our network of payday loan lending partners to pair you with the lender who is most open to approving you immediately. In no more than a minute, you could know if you're approved and be one step closer to a payday loan.
If you're interested in Lakewood, California, direct cash advance lenders, check out the list beneath to discover a lending option that suits your needs.
Payday Loan Direct Lender Companies in Lakewood, CA
Below you will find a full list of payday loan storefronts in Lakewood, California. If you can’t find a local lender in Lakewood, consider applying in a nearby city in California. If you would prefer to apply for a payday loan online instead, please fill in the short form at the top.
If there are very few local lenders in Lakewood, you can apply for a payday loan online on our website. Alternatively, consider finding a suitable payday loan lender in a nearby city.