Payday Loans in Los Angeles, California
Do you find yourself hoping you could get your next paycheck sooner to cover expenses? You may be eligible for a payday advance loan in Los Angeles, California.
To learn how payday advance loans work and if they're a good option for you, keep reading!
What Is a Payday Advance Loan?
A payday loan is a cash advance on your upcoming paycheck. Rather than wait a week or two for your paycheck to arrive, you can receive cash immediately.
At What Time Do Borrowers Commonly Get Them?
You can use your payday advance loan in Los Angeles, California, for almost anything. It can help pay expenses on time, like rent, phone costs, and car payments.
They are also beneficial for surprise expenses, such as medical costs and auto repairs.
How Do I Know if I Can Get a Cash Advance Loan in Los Angeles, California?
There are a few vital requirements you have to satisfy to be eligible for a paycheck loan:
- You must be at least 18 years of age.
- You must be a US citizen.
- You must have an active phone number and email address.
- You must have an open checking account.
- You must have a regular source of income.
Will I Be Required To Have Documentation to Receive a Paycheck Advance Loan?
If your typical income source is from something other than employment, your lender might ask for documentation to clear you for a paycheck advance loan. You may be required to give your latest bank stub in some situations.
Are There Specific Guidelines for Payday Loans in Los Angeles, California?
In the state of California, the maximum amount for a cash advance loan is $300. Loans repayment must be completed within 31 days, also 15% of the amount borrowed. The APR is 460%.
California has stricter rules than most other states. Rollovers are forbidden, and a detailed legal contract must outline the conditions of all cash advance loans. The document ensures that the borrower entirely understands the terms and conditions, amount of the loan, interest rate, and finance charges.
Do Payday Advance Loan Lenders in Los Angeles, California, Perform Credit Checks?
There are quite a few lenders that advertise no credit check cash advance loans in Los Angeles, California. Although, all lenders perform some type of soft credit check, which means they obtain a borrower's basic information, credit report, and work validation.
Soft credit checks don't play a role in your credit score and are usually necessary to figure out the terms, conditions, and APR of your loan.
Can I Get a Payday Loan in Los Angeles, CA, if I Have Less Than Stellar Credit?
You will not get denied a payday loan simply because of bad credit. It is far more important to have a regular source of income than to have great credit.
Poor credit cash advance loans in Los Angeles, CA, are possible. Although some lenders may review your credit through credit agencies, most will not. Many lenders only want to check you possess a consistent income.
How Quickly Will I Get My Cash?
It depends on when you submit your application and which lender you decide upon. For same-day payday loans, it is preferable to submit your application early in the morning, so the lender has time to review and approve your application in time for you to get your money the same day.
If you require money same-day on a weekend or holiday, your best choice is to receive a same-day payday loan in Los Angeles, CA, by going down to your closest cash advance store. If you request it online, you'll have to wait for your cash to be deposited on the next business day.
View your list of local lenders at the bottom of this page.
How Do I Submit an Application for a Payday Loan?
The application process is effortless. To begin, you will fill in an application form. This part often takes a few moments. Second, you will receive a match with a lender who can approve your loan request instantly.
You will be redirected to the lender's webpage, where you will review your individualized loan agreement. The loan contract will go over your loan terms and conditions, which include the repayment date and any applicable fees and charges.
When you E-sign the contract, the lender will electronically send the cash into your account. The lender will automatically withdraw the loan amount plus fees from your bank account on the date your repayment is due.
How Do I Go About Applying for a Payday Loan? Try GreenStarCash!
If you need a payday advance loan in Los Angeles, California, GreenStarCash makes it effortless! Working directly with more than 100 payday loan lenders, we make it effortless for you to find a lender who will grant your request immediately.
If you possess bad credit, your chances of being approved for a payday loan are higher if you use our services.
Complete the form below and let us match you with a lender immediately.
Payday Loan Direct Lender Companies in Los Angeles, CA
Below you will find a full list of payday loan storefronts in Los Angeles, California. If you can’t find a local lender in Los Angeles, consider applying in a nearby city in California. If you would prefer to apply for a payday loan online instead, please fill in the short form at the top.
3127 N. San Fernando Road, Los Angeles, CA 90065
10401 Venice Blvd, #103, Los Angeles, CA 90034
3829 South Crenshaw, Los Angeles, CA 90008
5048 Whittier Blvd, Los Angeles, CA 90022
1008 N. Vermont, Los Angeles, CA 90029
2107 West Manchester Avenue, Suite 107/108, Los Angeles, CA 90047
3447 E Cesar E Chavez Ave, Los Angeles, CA 90063
123 E Vernon Ave, Los Angeles, CA 90011
2855 Crenshaw Blvd, Los Angeles, CA 90016
454 W Florence Ave, Los Angeles, CA 90003
3555 W Slauson Ave, Los Angeles, CA 90043
11401 S Figueroa, Los Angeles, CA 90061
740 W Compton Blvd, Los Angeles, CA 90220
3547 Wilshire Blvd, Los Angeles, CA 90010
8608 South Vermont Avenue, Los Angeles, CA 90044
2100 W. 7th St, Los Angeles, CA 90057
2417 E. Cesar Chavez Ave, Los Angeles, CA 90033
1890 S. Western, Los Angeles, CA 90006
4373 South Vermont Ave, Los Angeles, CA 90037
1675 S. Martin Luther King Blvd, Los Angeles, CA 90062
4201 West Pico, Los Angeles, CA 90019
4209 Washington Blvd, Los Angeles, CA 90018
5824 South Vermont Ave, Los Angeles, CA 90044
1457 E. Florence, #115, Los Angeles, CA 90001
5623 Whittier Blvd, Los Angeles, CA 90022
4050 Victoria Ave, Los Angeles, CA 90008
3401 W. Slauson Ave, Los Angeles, CA 90043
8565 S. Broadway, #1, Los Angeles, CA 90003
1669 E. 103rd St, Los Angeles, CA 90002
If there are very few local lenders in Los Angeles, you can apply for a payday loan online on our website. Alternatively, consider finding a suitable payday loan lender in a nearby city.