Payday Loans in Los Angeles, California
Do you find yourself wishing you could get your next paycheck in advance to make ends meet? You may be eligible for a payday loan in Los Angeles, California.
To find out how payday loans work and if they're right for you, keep reading!
What Is a Payday Loan?
A payday loan is a cash advance on your next paycheck. Rather than wait a week or two for your paycheck to arrive, you can get cash immediately.
When Do People Normally Use Them?
You can use your payday loan in Los Angeles, CA, for just about anything. It can help pay bills on time, such as rent, phone bills, and car payments.
They are also useful for unexpected expenses, such as medical bills and car repairs.
How Do I Know if I'm Eligible for a Payday Loan in Los Angeles, California?
There are a few essential criteria you have to meet to qualify for a payday loan:
- You must be at least 18 years of age.
- You must be a citizen of the United States.
- You must have a current phone number and email address.
- You must have an open checking account.
- You must have a regular source of income.
Will I Need Documentation to Receive a Payday Loan?
If your regular income source is from something other than employment, your lender may require documentation to approve you for a payday loan. You may need to provide your most recent bank statement or your most recent bank stub in some cases.
Are There Specific Rules for Payday Loans in Los Angeles, CA?
In the state of California, the maximum amount for a payday loan is $300. Loans repayment must occur within 31 days, plus 15% of the amount borrowed. The APR is 460%.
California has stricter regulations than many other states. Rollovers are not allowed, and a detailed legal contract must indicate the terms of all payday loans. The document ensures that the borrower thoroughly understands the terms and conditions, amount of the loan, interest rate, and finance charges.
Do Payday Loan Lenders in Los Angeles, California Run Credit Checks?
There are a lot of lenders that advertise no credit check payday loans in Los Angeles, CA. In reality, all lenders run some type of soft credit check, meaning they obtain a borrower's basic information, credit score, and employment verification.
Soft credit checks will not impact your credit score and are often necessary to determine the terms and conditions and APR of your loan.
Can I Get a Payday Loan in Los Angeles, California if I Have Bad Credit?
You will not get rejected for a payday loan simply because of bad credit. It's far more critical to have a regular source of income than to have stellar credit.
Bad credit payday loans in Los Angeles, California, are possible. Although some lenders may check your credit through credit bureaus, most will not. Most lenders just want to ensure you have consistent income.
How Soon Will I Get My Money?
It depends on when you apply and which lender you use. For same-day cash advances, it's best to apply early in the morning, so the lender has time to review and approve your application in time for you to get your money the same day.
If you need money same-day on a weekend or holiday, your best bet is to get a same-day payday loan in Los Angeles, California, by going down to your nearest payday loan store. If you do it online, you’ll have to wait for your money to be processed on the next working day.
Find your list of local lenders at the bottom of this page.
How Do I Apply for a Payday Loan?
The application process is relatively simple. First, you fill out an application form. This step usually only takes a few minutes. Next, you will get a match with a lender who can approve your request instantly.
You will get redirected to the lender's website, where you will review your individualized loan agreement. The loan agreement will explain your loan terms and conditions, including when it is due and any other fees and charges.
Once you E-sign the agreement, the lender will transfer the loan amount into your checking account. The lender will automatically withdraw the loan amount plus fees from your account on the date your repayment is due.
How Do I Get Started Applying for a Payday Loan? Try GreenStarCash!
If you need a payday loan in Los Angeles, California, GreenStarCash makes it easy! Working directly with more than 100 direct lenders, we make it easy for you to find a lender who will approve your request fast.
If you have bad credit, your chances of being approved for a payday loan are higher if you use our services.
Fill out the form below and get matched with a lender today.
Payday Loan Direct Lender Companies in Los Angeles, CA
Below you will find a full list of payday loan storefronts in Los Angeles, California. If you can’t find a local lender in Los Angeles, consider applying in a nearby city in California. If you would prefer to apply for a payday loan online instead, please fill in the short form at the top.
3127 N. San Fernando Road, Los Angeles, CA 90065
10401 Venice Blvd, #103, Los Angeles, CA 90034
3829 South Crenshaw, Los Angeles, CA 90008
5048 Whittier Blvd, Los Angeles, CA 90022
1008 N. Vermont, Los Angeles, CA 90029
2107 West Manchester Avenue, Suite 107/108, Los Angeles, CA 90047
3447 E Cesar E Chavez Ave, Los Angeles, CA 90063
123 E Vernon Ave, Los Angeles, CA 90011
2855 Crenshaw Blvd, Los Angeles, CA 90016
454 W Florence Ave, Los Angeles, CA 90003
3555 W Slauson Ave, Los Angeles, CA 90043
11401 S Figueroa, Los Angeles, CA 90061
740 W Compton Blvd, Los Angeles, CA 90220
4003 S Western Ave, Los Angeles, CA 90062
11252 S Normandie Ave, Los Angeles, CA 90044
1232 E Florence Ave, Los Angeles, CA 90001
1514 S Vermont Ave, Los Angeles, CA 90006
500 E Washington Blvd, Los Angeles, CA 90015
3517 E 1St St, Los Angeles, CA 90063
2850 Crenshaw Blvd, Los Angeles, CA 90016
1561 W Sunset Blvd, Los Angeles, CA 90026
7205 S Figueroa St, Los Angeles, CA 90003
1754 W Slauson Ave, Los Angeles, CA 90047
11201 National Blvd, Los Angeles, CA 90064
4948 W Pico Blvd, Los Angeles, CA 90019
3359 Whittier Blvd, Los Angeles, CA 90023
6214 S Vermont Ave, Los Angeles, CA 90044
2534 Daly St, Los Angeles, CA 90031
1245 S Union Ave, Los Angeles, CA 90015
3027 N San Fernando Rd, Los Angeles, CA 90065
11315 S Figueroa St, Los Angeles, CA 90061
653 E El Segundo Blvd, Los Angeles, CA 90059
1009 W Mlk Blvd, Los Angeles, CA 90037
1800 W 6Th St, Los Angeles, CA 90057
3087 W Pico Blvd, Los Angeles, CA 90006
1015 W Florence Ave, Los Angeles, CA 90044
10005 S Central Ave, Los Angeles, CA 90002
3619 S La Brea Ave, Los Angeles, CA 90016
4940 Huntington Dr S, Los Angeles, CA 90032
5280 E Beverly Blvd, Los Angeles, CA 90022
2829 W Slauson Ave, Los Angeles, CA 90043
3087 W. Pico, Los Angeles, CA 90006
3547 Wilshire Blvd, Los Angeles, CA 90010
8608 South Vermont Avenue, Los Angeles, CA 90044
2100 W. 7th St, Los Angeles, CA 90057
2417 E. Cesar Chavez Ave, Los Angeles, CA 90033
1890 S. Western, Los Angeles, CA 90006
4373 South Vermont Ave, Los Angeles, CA 90037
1675 S. Martin Luther King Blvd, Los Angeles, CA 90062
4201 West Pico, Los Angeles, CA 90019
4209 Washington Blvd, Los Angeles, CA 90018
5824 South Vermont Ave, Los Angeles, CA 90044
1457 E. Florence, #115, Los Angeles, CA 90001
5623 Whittier Blvd, Los Angeles, CA 90022
4050 Victoria Ave, Los Angeles, CA 90008
3401 W. Slauson Ave, Los Angeles, CA 90043
8565 S. Broadway, #1, Los Angeles, CA 90003
1669 E. 103rd St, Los Angeles, CA 90002
If there are very few local lenders in Los Angeles, you can apply for a payday loan online on our website. Alternatively, consider finding a suitable payday loan lender in a nearby city.