Get The Payday Loan You Need. Fast.


      By submitting your information, you confirm that you have read and agree to our Privacy Policy, Terms of Use, Responsible Lending Policy, E-Consent, and Marketing Practices.

      Get The Payday Loan You Need. Fast.

      Payday Loans in Modesto, California

      Do you find yourself wishing you could get your next paycheck in advance to make ends meet? You may be eligible for a payday loan in Modesto, California.

      To find out how payday loans work and if they're right for you, keep reading!

      What Is a Payday Loan?

      A payday loan is a cash advance on your next paycheck. Rather than wait a week or two for your paycheck to arrive, you can get cash immediately.

      When Do People Normally Use Them?

      You can use your payday loan in Modesto, CA, for just about anything. It can help pay bills on time, such as rent, phone bills, and car payments.

      They are also useful for unexpected expenses, such as medical bills and car repairs.

      How Do I Know if I'm Eligible for a Payday Loan in Modesto, California?

      There are a few essential criteria you have to meet to qualify for a payday loan:

      Will I Need Documentation to Receive a Payday Loan?

      If your regular income source is from something other than employment, your lender may require documentation to approve you for a payday loan. You may need to provide your most recent bank statement or your most recent bank stub in some cases.

      Are There Specific Rules for Payday Loans in Modesto, CA?

      In the state of California, the maximum amount for a payday loan is $300. Loans repayment must occur within 31 days, plus 15% of the amount borrowed. The APR is 460%.

      California has stricter regulations than many other states. Rollovers are not allowed, and a detailed legal contract must indicate the terms of all payday loans. The document ensures that the borrower thoroughly understands the terms and conditions, amount of the loan, interest rate, and finance charges.

      Do Payday Loan Lenders in Modesto, California Run Credit Checks?

      There are a lot of lenders that advertise no credit check payday loans in Modesto, CA. In reality, all lenders run some type of soft credit check, meaning they obtain a borrower's basic information, credit score, and employment verification.

      Soft credit checks will not impact your credit score and are often necessary to determine the terms and conditions and APR of your loan.

      Can I Get a Payday Loan in Modesto, California if I Have Bad Credit?

      You will not get rejected for a payday loan simply because of bad credit. It's far more critical to have a regular source of income than to have stellar credit.

      Bad credit payday loans in Modesto, California, are possible. Although some lenders may check your credit through credit bureaus, most will not. Most lenders just want to ensure you have consistent income.

      How Soon Will I Get My Money?

      It depends on when you apply and which lender you use. For same-day cash advances, it's best to apply early in the morning, so the lender has time to review and approve your application in time for you to get your money the same day.

      If you need money same-day on a weekend or holiday, your best bet is to get a same-day payday loan in Modesto, California, by going down to your nearest payday loan store. If you do it online, you’ll have to wait for your money to be processed on the next working day.

      Find your list of local lenders at the bottom of this page.

      How Do I Apply for a Payday Loan?

      The application process is relatively simple. First, you fill out an application form. This step usually only takes a few minutes. Next, you will get a match with a lender who can approve your request instantly.

      You will get redirected to the lender's website, where you will review your individualized loan agreement. The loan agreement will explain your loan terms and conditions, including when it is due and any other fees and charges.

      Once you E-sign the agreement, the lender will transfer the loan amount into your checking account. The lender will automatically withdraw the loan amount plus fees from your account on the date your repayment is due.

      How Do I Get Started Applying for a Payday Loan? Try GreenStarCash!

      If you need a payday loan in Modesto, California, GreenStarCash makes it easy! Working directly with more than 100 direct lenders, we make it easy for you to find a lender who will approve your request fast.

      If you have bad credit, your chances of being approved for a payday loan are higher if you use our services.

      Fill out the form below and get matched with a lender today.

      Payday Loan Direct Lender Companies in Modesto, CA

      Below you will find a full list of payday loan storefronts in Modesto, California. If you can’t find a local lender in Modesto, consider applying in a nearby city in California. If you would prefer to apply for a payday loan online instead, please fill in the short form at the top.

      Company Name
      Address
      Phone
      Modesto Payday Loan Companies
      Company Name
      Advance America
      Address
      2101 Standiford Ave, Suite J, Modesto, CA 95350
      1633 E. Hatch Rd, Ste. 1-E, Modesto, CA 95351
      2401 E. Orangeburg Ave, Ste. 170, Modesto, CA 95355
      Phone
      (209) 579-1007
      (209) 538-6094
      (209) 579-1508
      Company Name
      Check Into Cash
      Address
      2519 Coffee Road, Suite 101, Modesto, CA 95355
      2020 Standiford Ave, Modesto, CA 95350
      Phone
      (209) 576-7917
      (209) 342-0160
      Company Name
      ACE Cash Express
      Address
      2508 Oakdale Rd, Modesto, CA 95355
      420 H Street, Modesto, CA 95351
      1320 Standiford Ave, Modesto, CA 95350
      Phone
      (209) 551-7911
      (209) 526-8900
      (209) 572-2900
      Address
      1800 Prescott Rd, Ste 1A, Modesto, CA 95350
      417 McHenry Avenue, Modesto, CA 95354
      Phone
      (209) 578-2727
      (209) 222-3761
      Company Name
      Cash 1
      Address
      3440 McHenry Ave, Suite E2, Modesto, CA 95350
      Phone
      (209) 248-4966
      Company Name
      Money Mart
      Address
      2800 McHenry Avenue, Suite #3, Modesto, CA 95350
      1301 J Street, Modesto, CA 95354
      Phone
      (209) 529-9004
      (209) 523-8962
      Company Name
      Check `n Go
      Address
      1717 Oakdale Road, Suite M, Modesto, CA 95355
      Phone
      (209) 572-4400
      Address
      201 McHenry Ave, Ste A, Modesto, CA 95354
      Phone
      (209) 521-1127



      Find a Payday Loan Lender in a Nearby City

      If there are very few local lenders in Modesto, you can apply for a payday loan online on our website. Alternatively, consider finding a suitable payday loan lender in a nearby city.

      Adelanto Alameda Alhambra Anaheim Antioch Apple Valley Azusa Bakersfield Baldwin Park Bell Gardens Bellflower Berkeley Brea Buena Park Burbank Calexico Camarillo Campbell Carmichael Carson Castro Valley Cathedral City Ceres Chico Chino Chula Vista Citrus Heights Clovis Coachella Colton Compton Concord Corona Costa Mesa Covina Culver City Cypress Daly City Delano Downey Dublin El Cajon El Centro El Monte Elk Grove Encinitas Escondido Fairfield Folsom Fontana Fremont Fresno Fullerton Garden Grove Gardena Gilroy Glendale Hanford Hawthorne Hayward Hemet Hesperia Highland Hollister Huntington Beach Huntington Park Indio Inglewood Jurupa Valley La Habra La Mesa La Mirada La Puente Lake Elsinore Lake Forest Lakewood Lancaster Livermore Lodi Lompoc Long Beach Los Angeles Los Banos Lynwood Madera Manteca Martinez Menifee Merced Mission Viejo Monrovia Montclair Montebello Moorpark Moreno Valley Morgan Hill Murrieta Napa National City Newark Newport Beach North Highlands Norwalk Novato Oakland Oakley Oceanside Ontario Orange Orangevale Oxnard Pacifica Palm Springs Palmdale Pasadena Perris Petaluma Pico Rivera Pittsburg Pleasant Hill Pomona Porterville Poway Rancho Cordova Rancho Cucamonga Redding Redlands Redwood City Rialto Richmond Riverside Rocklin Rohnert Park Roseville Sacramento Salinas San Bernardino San Bruno San Diego San Francisco San Jacinto San Jose San Juan Capistrano San Leandro San Luis Obispo San Marcos San Mateo San Rafael Santa Ana Santa Barbara Santa Clara Santa Clarita Santa Cruz Santa Maria Santa Monica Santa Rosa Simi Valley South Gate Stanton Stockton Sunnyvale Temecula Temple City Torrance Tracy Tulare Turlock Tustin Union City Upland Vacaville Vallejo Ventura Victorville Visalia Vista Watsonville West Covina West Sacramento Westminster Whittier Woodland Yuba City Yucaipa