Payday Loans in San Mateo, California
If all you require is a shorter window of time between paychecks to cover bills, you may qualify to receive a cash advance in San Mateo, California.
To find out more about the payday loan application process and see if it could be a solution for you, continue below.
What Is a Payday Advance?
A payday advance is a cash advance for short-lived support to hold you over until the next paycheck. These paycheck advances typically vary between $100-1,000. In California, though, the largest amount that can be loaned is $300. There is no least amount criteria.
What Can I Use a Payday Cash Loan For?
A cash advance can be used on almost anything - utility costs, medical costs, car costs, and lots more!
Will Cash Advance Lenders Analyze My Credit?
If you're looking for payday advances in San Mateo, CA, with no credit check, you need to understand the difference between a hard credit inquiry and a soft credit inquiry. A great deal of lenders won't verify your credit history with the country's most popular three credit bureaus, but they will complete a soft check.
A soft credit inquiry typically entails revealing your credit score in addition to some other general information.
Suppose I Have Bad Credit?
California poor credit payday loans do occur, but they are never promised. Though your credit report will play a role in deciding whether or not you satisfy the criteria for a payday advance, it's not the only piece of information considered. Lenders might be open to discount bad credit because what matters more is evidence of ongoing employment with a stable income source as this truly shows whether you can or can't remit payment on your loan.
What are the Criteria in San Mateo, CA, to be Approved for a Payday Advance Loan?
There are certain requirements you must satisfy in order to be eligible for a cash advance in San Mateo, CA.
These include:
- You must be 18 or older and a legal US citizen with a valid ID
- You must possess a stable source of income
- You must have an active checking account
- You will need an active email address, working phone number
- All agreements must be outlined in a legal contract
- You can't have ongoing bankruptcy
What are the Charges and Rules Associated with San Mateo, CA, Payday Advance Loans?
When obtaining your payday advance loans in San Mateo, CA, you can predict the following costs and rules:
- Finance fees cannot be greater than a rate of 15% on every $100 loaned
- Largest loan of $300
- Longest term is 31 days
What is the Average Interest Rate on Payday Advance Loans in San Mateo, California?
Payday loans in California have a standard interest rate of 460%.
I live in San Mateo, CA. When Can I Expect My Funds?
It is contingent upon who your lender is. You can submit an application online on our website to get matched with a lender, many of which will offer same-day cash advance loans. Although, more often you can expect to receive your funds in your bank account the next business day.
Where Can I Get Payday Loans in San Mateo, California?
You can see about getting cash advance loans from direct payday loan lenders or find a matching service online to help you with finding the right lender.
Here at GreenStarCash, we vet our network of payday loan lenders to connect you with the lender who is most open to approving you fast. In nearly sixty seconds, you could know if you're approved and be on your way to a payday advance loan.
If you're interested in San Mateo, California, direct payday loan lenders, check out the list beneath to find a lending option that satisfies your needs.
Payday Loan Direct Lender Companies in San Mateo, CA
Below you will find a full list of payday loan storefronts in San Mateo, California. If you can’t find a local lender in San Mateo, consider applying in a nearby city in California. If you would prefer to apply for a payday loan online instead, please fill in the short form at the top.
If there are very few local lenders in San Mateo, you can apply for a payday loan online on our website. Alternatively, consider finding a suitable payday loan lender in a nearby city.