Cashback Loans in Temecula, California
Other Payday Loan Direct Lenders in Temecula, California
Below you will find a full list of payday loan lenders in Temecula, CA. If there are very few local lenders in your city, you can apply on our website online. If you would prefer to get a payday loan in person anyway, consider finding a payday loan storefront in a nearby city in California.
About Cashback Loans
Cashback Loans started in 2003 with a humble three locations in Southern California. Now, the company has 29 locations throughout the same southern portion of the Golden State. Although their locations are only in one state, the company boasts that they will soon be expanding their services to Illinois, Tennessee, Missouri, Kansas, South Carolina, and Utah. Residents in the service area of Cashback Loans can complete their service requests online, over the phone, or by walking into one of the physical locations, some of which are open 7 days a week until 7 pm.
Customers of Cashback Loans can make use of the following services:
- Payday Loans
- Installment Loans
- Check Cashing
- Gift Card Purchases
The laws and regulations of these loans are dictated by the state of California (any states added to the service area later will utilize local laws), which means that there are smaller caps for loan amounts, shorter lending periods, and borrowers will be unable to refinance their loans. The maximum APR rate for a 14-day payday loan in California is 460%. The maximum payday loan length ranges from 1 to 31 days. If a borrower is unable to make a payment they will need to call the 1-800 number or visit a physical location to discuss the issue and methods of resolvement.
Cashback Loans observes the Fair Debt Collection Practices Act (FDCPA) when determining the steps to take to collect on a debt. This means that severely delinquent loans may be turned over, along with personal client information, to a third party debt collection company. Their strict adherence to fair lending practices, along with a focus on customer service beyond what is provided by similar agencies, has helped foster a strong customer base for Cashback Loans and their services.