Bad Credit Payday Loans With Guaranteed Approval From Direct Lenders
A payday loan, sometimes known as a cash advance, is a short-term loan of a small sum of money. The loaned funds can be used to cover surprise costs such as medical expenses or repair bills. Payday loans can hold you over until your next paycheck. If you need cash fast, a guaranteed payday loan may be able to help.
GreenStarCash offers payday loans with a high likelihood of approval; almost guaranteeing you funds. We partner with hundreds of lenders, increasing your chances of receiving a loan. You can request guaranteed payday loans for up to $1,000, though maximums vary by state of residence. All you need to do is fill out a quick and easy application to receive your cash, typically in as little as one business day.
Do You Provide Online Payday Loans With Guaranteed Approval No Matter What?
Guaranteed approval payday loans come with higher chances of approval when compared to other financial lending options. Though no loan can be one-hundred percent guaranteed, payday loans have fewer requirements, hence the improved chances of you receiving funds.
Additionally, our expansive network of lending partners provides many opportunities for your request to be granted. Though there is no such thing as guaranteed payday loans no matter what, poor credit, no credit, and even unemployment may not prevent you from getting cash fast.
Do You Run Credit Checks?
Our lending partners will always run a credit check. The type of credit check run is a soft credit check. It differs from a hard credit check in that it won’t affect your credit score and will be visible only to you on your credit report.
A soft credit check is a standard review of your basic information and lending history. Eligibility requirements are not the same for all lenders. Most lenders value the borrower’s ability to repay the loan over their credit score.
Do You Offer Guaranteed Payday Loans to People With Bad Credit?
If the soft credit check returns a less than stellar credit report, you still may be approved for a loan. The criteria on which eligibility is based vary from lender to lender. Typically lenders base their decision on the borrower’s ability to repay the loan instead of their credit history. Therefore, bad credit payday loans with guaranteed approval may be possible.
Are You a Direct Lender?
We are not a direct lender and will not be making decisions regarding your approval or lending funds. Instead, we are a matching service that partners with 100+ legitimate lenders. This not only makes the application process simple but also increases your chances of being approved for a loan.
You only need to fill out one application. We will forward your request to one of our lenders. You can be confident that our legitimate lenders are carefully vetted. They have been verified to follow our strict marketing practices, only practice fair lending, and offer real loans. Should a lender deny your request, your application will be sent to another lender until approval is granted.
When your request is approved you will be directed to the lender’s website. There you will review the terms of your loan and sign the agreement. The lender you are matched with will oversee your loan from application approval to repayment.
There is no difference in loan cost to you when applying with GreenStarCash. The lender receives a fee for matching them with a borrower. You save money, time, and effort.
What Do I Need to Be Approved?
The application process requires that you meet the following requirements.
- You must be 18+, a legal adult
- You must be a legal US citizen
- You must have an active checking account that is older than one month
- You must have current, stable employment
- You must have a working telephone number
- You must have a current email address
If you meet these eligibility criteria you can apply online for a guaranteed approval payday loan today.
What Is the Application Process to Get a Guaranteed Payday Loan?
To apply for a payday loan simply fill out the application on our website. The detailed steps below will take you through applying, finalizing the agreement, and finally repaying your loan.
- Complete the short form on our website to submit your application.
- We will forward your loan request and application to one of our lenders. We will continue sending your loan to our lending partners until you are matched with a lender.
- Upon approval, you will be directed to their website. You will be asked to review the terms, fees, and rates before signing the agreement. Your e-signature will be needed on the loan agreement and an ACH authorization that will allow the lender access to your checking account upon repayment.
- Aside from your e-signature, the lender will sometimes reach out to you directly to check your information and request a copy of your most recent pay stub or bank account statement.
- Once signing is complete, you will likely receive a deposit within the next business day.
- When your repayment date arrives, your lender will attempt to withdraw the loan amount and any fees from your account. If they are successful your loan is considered repaid.
Need a Loan? Apply For a Loan With Us.
We can quickly provide you with the funds you need. Poor credit, no credit, or unemployment may not prohibit you from being approved for a loan. We work with over one hundred direct lenders, increasing your chances of getting cash fast when compared to applying to lenders directly.
Applying online is simple. You can typically expect approval in less than an hour and your cash within the next business day. Need funding sooner? Apply in person at the nearest storefront.