Get The Payday Loan You Need. Fast.


      By submitting your information, you confirm that you have read and agree to our Privacy Policy, Terms of Use, Responsible Lending Policy, E-Consent, and Marketing Practices.

      Get The Payday Loan You Need. Fast.

      Payday Loans in Pontiac, Michigan

      If you are having trouble managing your money until the next payday, you might be eligible to receive payday loans in Pontiac, Michigan. 

      Read below to find out more about payday loans and if you qualify for these cash advances.

      What Is a Payday Loan?

      A payday loan can help you make ends meet until your next payday. It is a cash advance that can cover anything from utility bills to groceries to medical emergencies. Just about anything that you can think of, a payday loan can help you pay for it.

      They are especially helpful if you have unexpected expenses and need cash fast. Payday loans vary in size depending on the state, but they are usually between $100 and $1,000.

      What Are the Requirements for a Payday Loan?

      The general requirements to be eligible for a payday loan are that you must be:

      You also need to have:

      If lenders cannot validate your employment, you might need additional documentation, such as:

      What Are the Rules for Payday Loans in Pontiac, Michigan?

      Specific regulations and stipulations do apply for obtaining a payday loan in Pontiac, MI. These rules include: 

      Do Lenders Run Credit Checks?

      Lenders will always either run a soft credit check or check the borrower's credit history from a credit agency.

      A soft credit check means that the lender will see your credit report and credit score. They will use it to:

      A hard credit check might include a lender looking deeper into your credit history. These hard inquiries will show up on your credit report, unlike soft inquiries.

      Usually, lenders will only run a soft inquiry, which they sometimes advertise as no credit check payday loans in Pontiac, MI.

      Can I Get a Bad Credit Payday Loan in Pontiac, MI?

      Although lenders do conduct credit checks, what they want to know is the borrower's repayment ability. Even if you have a low credit history or none at all, getting bad credit payday loans in Pontiac, MI, is still possible as long as you have an income source.

      When Will I Get My Cash Advance If I Live in Pontiac, MI?

      The receipt date will depend on what time of day and what day of the week you apply. Usually, lenders will deposit your loan funds the next business day. However, if your lender provides same-day funding, there's a good chance you will have your money the same day you apply

      On Weekdays

      To apply for same-day payday loans in Pontiac, MI, you should apply early in the morning, Monday-Friday. You must do this so the lender can approve it before the cut-off time, which varies between lenders.

      Even if you apply early in the morning, you might not receive your money until the next business day.

      On Weekends or Holidays

      You will receive your money depending on if the lenders work these days, but also keep in mind that banks usually are not open on weekends.

      Therefore, it is probably better to apply during the week. If you have an emergency and need a cash advance immediately during the weekend, you can always apply at a payday loan store and hope to get approved that day.

      What Is the Application Process Like in Pontiac, MI?

      The application process is relatively straightforward:

      1. Fill out an online form to request a loan from a payday loan company.
      2. Wait for the lender's approval of your cash advance request.
      3. Go to the lender's website to see your loan agreement, including all the terms and conditions and repayment deadline.
      4. Sign an online ACH document to authorize access to your bank account.
      5. Get a direct deposit of the requested loan to your checking account.
      6. When the repayment date comes, have the total amount in your checking account; the lender will withdraw the repayment and the fee from your bank account.

      Do You Need a Payday Loan? GreenStarCash Can Help.

      If you need access to payday loans in Pontiac, MI, our team would be happy to help. We work with 100+ direct lenders who offer online payday loans. Simply fill out the loan request form on our website to get matched with a lender. Alternatively, take a look at the list of payday loan lenders in Pontiac, MI, below to find the nearest storefront.

      Payday Loan Direct Lender Companies in Pontiac, MI

      Below you will find a full list of payday loan storefronts in Pontiac, Michigan. If you can’t find a local lender in Pontiac, consider applying in a nearby city in Michigan. If you would prefer to apply for a payday loan online instead, please fill in the short form at the top.

      Company Name
      Address
      Phone
      Pontiac Payday Loan Companies
      Address
      335 W. Walton Blvd, Pontiac, MI 48340
      Phone
      (248) 454-1007
      Company Name
      Check `n Go
      Address
      1897 North Perry Road, Pontiac, MI 48340
      Phone
      (248) 364-4066
      Company Name
      Advance America
      Address
      759 Baldwin Ave, Pontiac, MI 48340
      1626 N. Perry Road, Unit 4, Pontiac, MI 48340
      Phone
      (248) 322-2450
      (248) 364-0188
      Company Name
      CheckSmart
      Address
      980 Orchard Lake Rd, Pontiac, MI 48341
      Phone
      (248) 972-0810