Payday Loans in Citrus Heights, California
If you're in need of some fast cash, a payday loan in Citrus Heights, CA may be the solution.
What is a Payday Loan?
Payday loans, known to California residents as deferred deposit transactions, allow you to obtain funds from lending firms. You can pay this back on a mutually agreed-upon timeline that works out with your payday from work.
What Can I Use My Citrus Heights, CA Payday Loan On?
You can use your payday loans in Citrus Heights, CA, to cover unexpected bills, expenses, and necessities. If you have ever found yourself short of funds due to the timing of your next payday, a payday loan can help you bridge the gap.
Some common uses for Citrus Heights, CA, payday loans include medical bills, rent payments, supplies or tuition, and even car payments or repairs.
What are the loan requirements in Citrus Heights, CA?
To be approved for Citrus Heights payday loans, you need to meet a few requirements:
- Be 18 years or older
- Have a valid government-issued ID
- Show proof of income and address
The maximum loan term is 31 days, and the maximum amount is $300. Rollovers are not allowed.
Do payday loan lenders run credit checks in Citrus Heights, CA?
Yes. However, most lenders will run a soft credit check which is very different from a credit check that is conducted when you request a bank loan for example (the lender will run a hard credit check in this case).
Can you get a payday loan with bad credit in Citrus Heights, CA?
Lenders do offer bad credit payday loans Citrus Heights, CA residents can take advantage of. If someone has a bad credit history, the lender may request some additional documents to be emailed to them. These documents may include paycheck stubs, bank statements, or proof of the last loan clearing an account. This means that individuals with bad credit can still reap the benefits of a payday loan to help cover unexpected costs.
I'm In Citrus Heights, CA. When Will I Get My Funds?
When you receive your money will depend on the day of the week you apply and the time of day. For same-day payday loans, it's ideal to apply Monday - Friday before 10:30 am to ensure the quickest delivery of your funds. If you are approved before the cut-off time, you are more likely to see your funds faster, so apply as early as possible!
Borrowers often receive their money for payday loans in one to two business days after their application if it's made on a weekend or holiday.
What does the application process in Citrus Heights, CA look like?
This is a breakdown of what the application process will be like for applicants.
- You fill in the application form on our website which usually takes no more than 5-minutes.
- We will scan our network of available lenders and match them with you.
- We will redirect you to the lender's website. A representative of the lender may reach out to verify your information.
- You review your loan agreement and e-sign if you agree to the terms.
- You receive the funds directly into your bank account.
The entire process can take as little as a few clicks on your end, and you will eventually gain access to the funds you need to live your life.
Payday Loan Direct Lender Companies in Citrus Heights, CA
Below you will find a full list of payday loan storefronts in Citrus Heights, California. If you can’t find a local lender in Citrus Heights, consider applying in a nearby city in California. If you would prefer to apply for a payday loan online instead, please fill in the short form at the top.
8500 Auburn Blvd, Ste C, Citrus Heights, CA 95621
If there are very few local lenders in Citrus Heights, you can apply for a payday loan online on our website. Alternatively, consider finding a suitable payday loan lender in a nearby city.