Payday Loans in Santa Monica, California

If you are struggling financially, you may be eligible for a payday loan in Santa Monica, CA. The process of securing a payday loan varies between states, but it's fairly simple to qualify for one.

Here at GreenStarCash, we match you with local lenders that will loan to you even with a bad credit score.

Read on to learn more!

What is a Payday Loan?

Payday loans are cash advances borrowed from a lender. To receive a payday loan, you and the lender must agree on a certain amount of money and a timeline in which you plan to repay it. It will typically be when you receive your next paycheck.

Payday loans make it easy to get money fast when times are tough. Fill out the loan form on our website to get matched with a lender.

What Can Payday Loans Be Used for in Santa Monica, CA?

In Santa Monica, CA, you can use a payday loan for many different purposes. For example, many people take out a loan to pay for medical bills or car repair expenses. There are no limits to their uses.

Are There Any Requirements?

Requirements differ between states, so you must make sure you know what they are in Santa Monica, CA.

Most of the time, you need to be at least 18 years old to get a cash advance. Some lenders don't allow it until you are at least 21. These are the materials you'll need to provide to qualify:

• Government-issued ID
• Proof of income
• Proof of address
• Checking account & a copy of a bank statement

What Are the Rules for Payday Loans in Santa Monica, CA?

Lenders must set strict rules for local payday loans in Santa Monica, CA. Here are the rules you'll find among lenders in the area:

• Interest cannot exceed 15% for every $100 borrowed
• The maximum amount that can be loaned is $300
• A maximum loan term of 31 days

Do Payday Loan Lenders Perform Credit Checks in Santa Monica, CA?

No matter what some lenders may state on their websites, they will always run a credit check of some sort. Most of the time this will be a soft credit check, which usually includes your credit score and some basic information about you. This check will not affect your credit rating or show up anywhere on your credit report.

Also, lenders may check your full credit history with payday loans specifically. So if you have a bad credit history with payday loans, this might deduct a few points from your overall eligibility score. However, your past poor credit history alone will rarely prevent you from getting a new payday loan in Santa Monica, CA. It's your repayment capability that matters most to the lender.

How Much Can I Receive?

The amount you receive depends on your income. In California, lenders may offer borrowers a loan of up to $300 per 31 days.

When Will I Receive My Money?

When you apply for a payday loan online, you will find out the decision almost instantly. If approved and the lender provides same-day funding, you can expect to get your money by the end of the day.

Please make sure you apply as early in the morning as possible, preferably before 10:30 a.m. If you miss the window, you might get your money only on the next business day.

Where Can I Apply for a Payday Loan in Santa Monica, CA?

To apply in Santa Monica, CA, you must find a company that offers payday loans or online services.

At GreenStarCash, we make finding legit payday loan companies in Santa Monica, CA, easy. We have an expansive network of lenders on our database that approve applications quickly. You can be approved in as short as a minute.

If you need a payday loan in Santa Monica, CA, check out the list we've created to help you find a lender. Use our map so you can find a lender near you.