Payday Loans in Newport Beach, California
Do you need extra money to make it through to your next paycheck? Instant-decision payday loans could help you get through the tough times and keep yourself afloat. If you need a payday loan in Newport Beach, CA, begin your application now.
What is a Payday Loan?
A payday loan is a short-term cash advance that you can take out to support yourself between your pay periods. You can take out amounts between $100 and $300, depending on what you're approved for and the laws in Newport Beach and California.
In terms of repayment, you'll pay a lump-sum principal, which entails the principal plus the fees. The payment is expected once you get your next paycheck.
How to Apply for a Payday Loan in Newport Beach, CA?
Applying for Newport Beach, CA payday loans online is easy. You'll need to have a few documents ready:
- Your most recent paycheck stub
- Your most recent bank statement
- Proof of your last loan clearing your bank account
You'll also need to pass a few requirements:
- You must be a U.S. citizen and reside in Newport Beach, CA
- You must be 18 years or older
- Have a regular source of income
- Have an active checking account
- Have a valid email address and phone number
At GreenStarCash, we have a simple and easy-to-fill-out online application. We pride ourselves in helping you get the money you need when you need it most.
Will They Check My Credit?
When you request a payday loan, you'll have to pass a soft credit check. A soft credit check entails that the lender pulls your credit score and basic information from one of the big three national credit bureaus, but the check does not affect your score.
As most lenders don't rely solely on your credit score when making loan decisions, you may be eligible for a payday loan even if you have bad credit.
Can I Use Payday Loans in Newport Beach, CA?
Yes, payday loans are legal in the state of California. You can get a maximum of $300 for a period of up to 31 days. The maximum finance charge you'll receive is 15% for every $100 and 460% APR.
Where Can I Apply?
You can apply for payday loans in Newport Beach, CA online with a matching service or obtain a payday loan from a lender directly.
Our company, GreenStarCash, is a loan matching service dedicated to connecting you to the best loan options in Newport Beach. Once you fill out the form on our website, we will link you up with one of our trusted loan lenders.
If there are very few local lenders in Newport Beach, you can apply for a payday loan online on our website. Alternatively, consider finding a suitable payday loan lender in a nearby city.